Used car 0 finance deals uk

It sounds like and incredible deal — letting people spread the cost after the purchase, rather than save up before, at no cost at all. The problem is that most people won't qualify. What a dealer or seller may do is prepay the interest on the loan for the customer by adding the total interest to the car being purchased. With PCP — or personal contract purchase — you pay a deposit, then make monthly payments for a fixed term. At the end of it you have the choice of either making a final payment to own the car outright or you can hand the car back to the dealer.

With HP — or hire purchase — you also pay a deposit and make monthly payments, but at the end of the fixed term the car is yours outright. That means your payments are typically higher with an HP deal than a PCP one, but at the end of it you definitely get to keep the car. So if you're the sort of person who likes to drive a new car every few years, PCP might well work out cheaper. But remember if you want to keep it, you'll have to find a large chunk of money at once to secure your ownership at the end of the deal. Secondly, you can use a money transfer card to pull cash into your current account.

For larger amounts, personal loan rates are at all time lows , with deals of 2. Don't be forced into signing a finance agreement, however attractive it seems, without checking it thoroughly.

Car Supermarket Peterborough | Used Cars | 0% Finance

Take it away, read through it and fully understand the terms before you sign. By James Andrews Money Editor. Can you really spread the cost of a new car interest free? Get the biggest money stories by email Subscribe See our privacy notice More newsletters. Thank you for subscribing We have more newsletters Show me See our privacy notice.

Read More How to lower the cost of driving. Read More The tricks to cheaper car insurance. Read More All you need to know about loans. Read More Everything you need to know about credit reports. Follow MirrorMoney. We can introduce you to a limited number of carefully selected finance providers.

New Car 0% Finance Deals

We may receive commission from them for the introduction. Tell us where you'd like to take the test drive. Select a Date to have your test drive. Enter any specific requirements here. Please enter your question below. At Sandicliffe, we believe in Treating Customers Fairly. Sandicliffe is a trading name of Sandicliffe Ltd. Registered in England and Wales No with company registration number To improve our quality, calls may be recorded for training and monitoring purposes. As a result whilst we can confirm the number of registered keepers we cannot confirm how many drivers a vehicle has had.

We can confirm that the vehicle has passed a comprehensive AA Approved point check carried out by a manufacturer approved technician and has a full HPI Provenance check meaning we can guarantee its lifetime history. We would like to keep you up to date with information relevant to your vehicle including new products and important safety information.

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Used 5 Years 0% Cars For Sale

Seats Any. Engine Size Any. Extras Any. Manufacturer Approved Any. Dealership Any. MPG Miles per gallon Any. From 0 10 20 30 40 50 60 To ANY 10 20 30 40 50 60 City Car. Eco Car. Fast Car. First Car. Large Car. Small Car. Just In. Kia Ceed 1. Sandicliffe Ford Melton Mowbray Your Name Enter Your Name. Phone Number Enter your Phone Number. Postcode Enter Your Postcode.

Duration: 57 Months A. R Representative: Rate of Interest fixed : 6. Toyota Auris 1. Sandicliffe Ford Loughborough Volkswagen Polo 1. Sandicliffe Kia Nottingham Duration: 60 Months A. Vauxhall Astra 1.

That seems tempting, but it also sounds too good to be true…